I am always thankful for friends and readers who send me info and/or ask me to do research and write posts about topics that interest them. Last week, my friend David asked me if I had heard about The Disney Vacation Account that is available through Disney. I had not. He sent me a link and I started digging from there. **If you have a topic you want more information on, please let me know!**
Basically, this service which launched last December, is basically like an old fashioned Christmas account. You use their tools to estimate you vacation cost, set up an auto-draft from your credit/debit card and when you have reached your savings goal, you book you vacation and the bulk of it is paid for. IF I had a regular job with regular pay, I would set up an account in a heartbeat. This would be the best way for me to finally go on a Disney Cruise, even if it takes me 4 years to save the money!
I did some dreaming on the Disney Cruise Line website and planned a trip for my birthday next year. I chose a 7 night Caribbean Cruise, inside stateroom, with 3 port excursions and my total price was $3962 so we will round that to $4000 to make it easy. Assuming I want to book this cruise 3 months before sailing I would need to save $111 a week for the next 9 months. I have never made a paycheck in my life that was large enough to save that much per week, even when I was working full-time in the medical field. Anyway, a dream deferred is still a dream.
Is the Disney Vacation Account for You?
- Are you planning a Disney vacation?
- Are you dreaming of a Disney vacation?
- Would having an auto debit from your account make that vacation dream a reality?
If you answered “YES!” to any of those questions then I think you should check the Disney Vacation Account website out. There are no fees and you can change the amount you are putting in at any time.
The money in your account is valid towards any of the following vacation types:
- Walt Disney World Resort in Florida
- Disneyland Resort in California
- Disney Cruise Line
- Aulani, A Disney Resort & Spa in Hawai’i
- Adventures by Disney vacations
You can start you account with as little as $10. Payments must be made by Disney gift card, credit/debit card. These types of credit/debit cards are accepted:
- Disney Visa® Card
- Visa®
- MasterCard®
- Discover® Card
- American Express®
Will you sign up for a Disney Vacation Account? Why or Why not? Leave me a comment and let me know.
Disney has done it again!!! What a wonderful way for a family to plan for a Disney vacation. They give you all the areas you will need to pay for and you get to choose just how. I simply love this idea.
Even if you wanted to put your money into a savings account. To make interest not pay it. You could use the Disney plan to figure out the amount you will need. Much better then your guesstimate .
Disney sounds like a great vacation destination. I’m glad to see they have a resource like this to make our life easier to plan for a trip.
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Can you use an outside travel agent with this? Thats the only disadvantage I see.
Cheryl, as I understand it your travel agent can book the reservation for you and then you would need to call to apply your money to your reservation. It is another step but I think it would be worth it.